How to activation Indusind bank credit card
There are three ways to activate your IndusInd Bank credit card, How to activate IndusInd Bank credit card online. Method to activate online is also given below:
- Via IndusInd Bank website: This method allows you to choose whether to activate your card for domestic transactions, international transactions, or both. You’ll need your credit card number, CVV, and registered mobile number for this process.
- By SMS: This is the quickest way to activate your card, but it only allows you to enable domestic online transactions. You can’t generate your PIN through SMS. To activate for domestic transactions, text ‘ACTE’ to 5676757. To activate for international transactions, text ‘ACTI’ to 5676757. Both messages should be sent from your registered mobile number.
- Through IndusInd Bank mobile app: The app allows similar functionalities as the website method, letting you activate for domestic or international transactions.
Here are some additional points to remember:
- Whichever method you choose, you’ll likely need to set a PIN for your card. This can usually be done during the activation process itself.
- You can call IndusInd Bank customer care at 1860 267 7777 or the number on the back of your card to activate your card and set your PIN over the phone.
How to activate indusind bank credit card online
Here’s how to activate your IndusInd Bank credit card online:
- Visit the IndusInd Bank website.
- Go to the Credit Cards section. You might find it under the “Personal” banking tab or a dedicated credit card section on the homepage.
- Look for a section related to Credit Card Activation or Service Requests.
- You’ll likely need to log in to your IndusInd Bank account if you haven’t already. If you don’t have an existing account, you might need to register for internet banking.
- Once logged in, locate the option to activate your credit card.
- Provide your credit card details, including the card number, CVV code, expiry date, and date of birth.
- Choose whether you want to activate your card for domestic transactions only, international transactions, or both.
- Carefully follow the step-by-step instructions that appear on your screen to finish activating your credit card. This might involve setting a PIN for your card.
Indusind bank credit card apply
You can apply for an IndusInd Bank credit card directly through their website or Click Here.
Here’s a quick guide to the application process:
- Visit the link: Head over to the IndusInd Bank credit card application page I mentioned above.
- Explore card options: IndusInd offers various cards. Take some time to browse their options and choose the card that best suits your spending habits and preferences. They have cards for travel, shopping, dining, everyday purchases, and more.
- Fill out the application: Once you’ve chosen your card, proceed to fill out the online application form. You’ll likely need to provide details like your name, contact information, income, employment details, and PAN number.
- Verification and approval: IndusInd Bank offers instant approval for certain cards during the application process itself. In some cases, additional verification might be required.
Here are some additional points to keep in mind:
- Eligibility criteria: Generally, you’ll need to be at least 21 years old and have a minimum income (which can vary depending on the card). They will likely perform a credit check to assess your eligibility.
- Documents required: Keep your Aadhaar card, PAN card, address proof, and income proofs handy while applying.
For a smoother application process, ensure you have the necessary documents ready beforehand.
Indusind bank credit card benefits
IndusInd Bank credit cards offer a variety of benefits depending on the card you choose. Here are some of the common benefits:
- Rewards programs: Earn reward points, cashback, miles on every purchase you make. You can redeem these points for various rewards like travel tickets, merchandise, gift vouchers, or statement credits.
- Travel benefits: Enjoy airport lounge access, travel insurance, complimentary air miles, discounts on flight bookings and hotel stays with certain cards.
- Shopping benefits: Get discounts and cashback offers at partner stores, online shopping portals, and departmental stores. Some cards also offer reward points multipliers on specific categories like groceries, fuel, or dining.
- Cashback benefits: Earn a percentage of your spending back as cashback. This cashback can be credited to your IndusInd Bank account or used to offset your credit card outstanding balance.
- Fuel surcharge waiver: Get a waiver on fuel surcharge levied by petrol pumps on transactions made using your IndusInd Bank credit card.
- Milestone benefits: Reach spending milestones and earn bonus reward points, vouchers, or other special rewards.
- Insurance benefits: Some IndusInd Bank credit cards offer complimentary personal accident insurance, purchase protection insurance, and lost card liability insurance.
- Exclusive offers and discounts: Get exclusive discounts and deals on various products and services offered by partner merchants.
Indusind bank credit card specification
- Get 12% cashback on EMI conversion on Indigo Airline bookings every Saturday and Sunday.
- Get 15% off up to Rs.500 on minimum transaction value of Rs.1500 with Eazydiner.
- Get up to Rs.3000 off on EasyMyTrip.
- Get 10% discount up to Rs.100 on a minimum spend of Rs.699 in Swiggy.
Indusind bank credit card charges
IndusInd Bank credit cards come with various charges, and the exact fees depend on the specific card you choose. Here’s a breakdown of some common charges:
- Annual Fee: This is an annual charge levied on most IndusInd Bank credit cards. Some cards offer lifetime free benefits, while others have annual fees that may be waived if you meet certain spending criteria throughout the year.
- Interest Rate: IndusInd Bank charges interest on your outstanding balance if it’s not repaid by the due date. The interest rate can vary depending on your creditworthiness and the card you hold. It’s generally advisable to pay your credit card bill in full by the due date to avoid interest charges.
- Late Payment Fee: A penalty charged if your minimum balance payment isn’t received by the due date.
- Cash Advance Fee: A fee levied when you withdraw cash using your credit card at an ATM or bank.
- Foreign Transaction Fee: A charge applied for using your credit card for international transactions or transactions in a foreign currency.
- Other Charges: There might be additional charges like fees for replacing a lost card, exceeding the credit limit, or for bouncing a cheque issued against your credit card account.
Indusind bank credit card free lifetime
IndusInd Bank offers several credit cards with a lifetime fee waiver, meaning you don’t have to pay an annual fee to keep the card active. Here’s what you need to know:
Benefits:
- No annual fees to worry about, which can save you money in the long run.
- You can still enjoy the rewards programs, benefits, and other features offered by the card.
Popular IndusInd Bank Lifetime Free Credit Cards:
- Legend Credit Card: This card targets high spenders and offers benefits like airport lounge access, weekend reward points multipliers, and personalized concierge services.
- Platinum Visa Credit Card: A good option for those seeking a balance between rewards and affordability. It offers reward points, fuel surcharge waivers, and insurance benefits.
- Platinum Aura Edge Credit Card: This card allows you to choose your reward program based on your spending habits. It also comes with zero joining and annual fees.
Things to Consider:
- Eligibility: Even though there’s no annual fee, you’ll still need to meet IndusInd Bank’s eligibility criteria, which typically include a minimum income and a good credit history.
- Other charges: While there’s no annual fee, you might still be subject to other charges like interest rates, late payment fees, and cash advance fees. Be sure to understand these charges before applying.
- Rewards programs: Lifetime free cards might have different reward programs compared to cards with annual fees. Carefully compare the benefits to see if a free card offers rewards that align with your spending habits.
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